Aditya Birla Capital

1. Application and resume shortlisting

Candidates apply through the careers page, job portals, or campus placement drives. Recruiters shortlist resumes based on relevant experience in BFSI sales, credit, operations, or technology.

2. Online assessment

Many roles include an online test covering numerical ability, reasoning, and basic finance or product knowledge, particularly for entry-level and campus hires.

3. Group discussion (for select roles)

Some campus and management-trainee hiring includes a group discussion on a business or current-affairs topic to assess communication and structured thinking.

4. Functional interview

A business or functional head evaluates domain knowledge in lending, insurance, or wealth products, along with the candidate's past sales, credit, or operational experience.

5. Manager round

A senior manager assesses target orientation, customer handling ability, and fit with the specific business vertical, often through scenario-based questions.

6. HR round and offer

HR discusses compensation structure, incentive components for sales roles, and joining timelines, and typically confirms the offer within one to two weeks.

Aditya Birla Capital's process differs slightly by business vertical, lending, insurance, or wealth management, but follows a broadly similar structure across most functions, and most rounds are conducted over video calls except for branch-level field roles.

Round 1: Screening call

A 20 minute call with HR or a recruiter checks experience, notice period, and interest in the specific BFSI vertical. This round also confirms basic eligibility such as location, qualification, and willingness to work in a target-driven role.

• Work background
• Reason for applying to BFSI
• Location preference

Round 2: Online assessment

A 30-45 minute test on numerical ability, logical reasoning, and basic finance concepts, mainly for entry-level and campus roles. Experienced hires for specialist credit or risk roles sometimes skip this step and move directly to the functional interview.

• Quantitative aptitude
• Basic finance and insurance concepts
• Situational judgement

Round 3: Functional interview

A 30-45 minute interview with a business head covers product knowledge and past performance in sales, credit, or operations. The panel also probes how the candidate has handled targets, customer escalations, or portfolio quality in previous roles.

• Lending or insurance product knowledge
• Handling a difficult customer
• Credit risk basics (for credit roles)

Round 4: Manager round

A senior manager, in a 30 minute discussion, tests target achievement, ownership, and comfort with compliance-heavy processes. This round often includes a scenario where the candidate must balance business growth with regulatory or risk considerations.

• Meeting sales or collection targets
• Handling regulatory or compliance checks
• Working with cross-functional teams

Round 5: HR round

A 20 minute HR conversation covers compensation, incentive structure for sales roles, and joining date. HR also explains reporting structure, working hours, and any field or branch travel expectations tied to the role.

• Salary and incentive discussion
• Background verification