CARE Health Insurance
CARE Health Insurance interview process guide: application screening, HR call, technical round, and manager interview for insurance-sector roles.
- 28 open jobs
- 2012 founded
- 8,500+ employees in India
- Gurugram headquarters
About CARE Health Insurance
CARE Health Insurance is an Indian standalone health insurance company, founded in 2012 as Religare Health Insurance and rebranded to its current name in 2020, headquartered in Gurugram, Haryana. It is a subsidiary of Religare Enterprises with Kedaara Capital as co-promoter.
The company offers health, critical illness, personal accident, travel, and top-up insurance products, operating through roughly 158 offices across India and serving customers through agents, brokers, banks, and digital channels nationwide.
CARE Health Insurance Careers on Jobaaj typically include openings in sales, underwriting, claims, customer service, and technology functions for freshers and experienced professionals. The company values sales aptitude, attention to detail on policy and claims processes, and comfort working within a regulated financial-services environment.
CARE Health Insurance hiring process
1. Application and resume screening
Candidates typically apply through Jobaaj or CARE Health Insurance's careers page, and recruiters shortlist profiles based on relevant sales, insurance, or operations experience. Prior experience in banking, financial services, or insurance sales is often preferred for field-sales openings.
2. HR screening call
A short call typically covers background, notice period, and basic understanding of health insurance products and the company's business model. Recruiters also gauge comfort with sales targets for customer-facing and distribution roles.
3. Functional or technical interview
A team lead evaluates role-specific skills, such as insurance sales, underwriting, claims processing, or customer service depending on the position. Candidates are often asked to explain a policy concept in simple terms to check communication skills.
4. Assessment or role-play
Sales and customer-facing roles may include a role-play or scenario exercise, such as pitching a health policy or handling a claim-related query. Underwriting and operations roles may instead face a short case on evaluating a sample policy application.
5. Final round with hiring manager
A hiring manager assesses communication, ownership, and fit with CARE Health Insurance's target-driven, compliance-conscious culture. This stage typically closes with a discussion on compensation structure and reporting location.
CARE Health Insurance interview rounds
CARE Health Insurance's interview process typically has three to four rounds for most sales, operations, and support roles.
Round 1: HR screening
A 20-30 minute call covers background, availability, and basic understanding of health insurance products and the role on offer.
- Basic knowledge of health insurance and claims concepts
- Reasons for interest in the insurance sector
- Comfort with a sales-target or service-driven role
Round 2: Functional or technical interview
A 30-45 minute discussion with a team lead covers role-specific skills relevant to sales, underwriting, claims, or customer service.
- Explaining the difference between a health policy's sum insured and co-payment
- Handling a customer dispute over a rejected claim
- Assessing risk factors in a sample policy application
Round 3: Assessment or role-play
Candidates in sales or customer-facing roles work through a practical exercise, such as pitching a policy or resolving a service complaint.
- Pitching a health insurance plan to a first-time buyer
- Explaining policy terms in simple language to a customer
- Responding to price objections from a prospective customer
Round 4: HR and manager round
The final round covers compensation, targets, location, and joining formalities, typically lasting 20-30 minutes.
- Salary expectations and comfort with sales targets
- Long-term interest in the health insurance industry
- Willingness to work across assigned territories or branches
CARE Health Insurance salaries
| Designation | Average salary |
|---|---|
Branch / Area Manager Experience: 6 - 10 years yrs |
₹ 17 Lakhs /year Typical range â‚ą12 L – â‚ą22 L/yr |
Credit / Risk Analyst Experience: 2 - 5 years yrs |
₹ 10.5 Lakhs /year Typical range â‚ą7 L – â‚ą14 L/yr |
Assistant Manager Experience: 2 - 5 years yrs |
₹ 8.5 Lakhs /year Typical range â‚ą6 L – â‚ą11 L/yr |
Relationship Manager Experience: 1 - 4 years yrs |
₹ 6 Lakhs /year Typical range â‚ą4 L – â‚ą8 L/yr |
Figures are estimates based on typical market ranges for this role and sector, not company-published pay. Actual offers vary by location, skills and negotiation.
CARE Health Insurance interview questions
Question banks most relevant to roles at CARE Health Insurance, with model answers.
CARE Health Insurance interview FAQs
Q1How many rounds does the CARE Health Insurance interview process typically have?
The process typically has three to four rounds, including an HR screening call, a functional or technical interview, sometimes a role-play or assessment, and a final manager round.
Q2How long does the CARE Health Insurance hiring process usually take?
The process typically takes about one to two weeks from application to offer, moving faster for sales roles than for underwriting or specialised operations positions.
Q3How would you explain a health insurance policy's co-payment clause to a confused customer?
A good answer breaks the concept into simple terms, uses a small example with real numbers, checks the customer has understood, and reassures them by clarifying what the insurer covers versus what they pay.
Q4Why do you want to work at CARE Health Insurance?
Focus on your interest in the health insurance sector, the company's scale and product range, and how your sales, operations, or customer-service background fits its target-driven, service-focused environment.
Q5How would you handle a customer unhappy with a rejected insurance claim?
Explain that you would listen to the concern, review the policy terms and rejection reason carefully, communicate them clearly and empathetically, and escalate genuine grievances through the proper internal process.
Q6What roles do freshers typically get considered for at CARE Health Insurance?
Freshers typically join in sales, customer service, or operations trainee roles, with compensation following standard structures for Indian health insurance companies and scope tied to performance and targets.
Quick facts about CARE Health Insurance
- How many people work at CARE Health Insurance?
- CARE Health Insurance employs approximately 8,500+. Headcount figures move over time and are indicative.
- Is CARE Health Insurance a public or private company?
- Ownership: Subsidiary of Religare Enterprises; Kedaara Capital co-promoter.
- Who is the CEO of CARE Health Insurance?
- As recorded on this profile, Anuj Gulati (Managing Director & CEO) leads CARE Health Insurance. Leadership can change - check the company's own site for the current position holder.
- What does CARE Health Insurance do?
- CARE Health Insurance operates in Standalone health insurance.
28 open jobs at CARE Health Insurance
Apply on Jobaaj, and use this guide to prepare before your first round.
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