Digit Insurance
Digit Insurance interview process 2026: aptitude test, technical and HR rounds, common questions, salary bands and tips for insurance sector roles.
- 127 open jobs
- 2017 founded
- Bangalore headquarters
About Digit Insurance
Digit Insurance is a technology-driven general insurance company based in Bangalore, offering motor, health, travel, home and other insurance products to individual and business customers across India. The company has built its reputation on simplifying insurance through digital-first processes such as quick online purchase, paperless claims and fast settlement, aiming to make policies easier to understand and claims less stressful for customers.
With over 1,000 employees, Digit combines a technology and data-science backbone with strong customer service and distribution partnerships, including tie-ups with banks, agents and e-commerce platforms. As of 2025-26, Digit continues to expand its product lines and digital claims capabilities while operating under India's evolving insurance regulations.
The company looks for candidates who are comfortable with data-driven decision making, customer empathy and working in a fast-paced, product-and-technology-led insurance business, across functions such as underwriting, claims, technology, actuarial and sales.
Digit Insurance hiring process
1. Online application
Candidates apply through Digit's careers page, a job portal or campus placement drives. Recruiters shortlist applications based on the role's qualification and experience requirements.
2. Aptitude or technical assessment
Shortlisted candidates take an online test covering quantitative aptitude and reasoning for generalist roles, or a technical and coding test for technology and data roles.
3. HR or recruiter screening
A short call verifies background, current compensation, notice period and interest in the insurance sector, and confirms availability for further rounds.
4. Functional or technical interview
A subject-matter expert or team lead assesses domain knowledge such as underwriting logic, claims handling, actuarial concepts or coding skills, depending on the role.
5. Hiring manager round
The hiring manager evaluates problem-solving ability, ownership and how the candidate would handle real customer or claims scenarios typical of a digital insurer.
6. HR discussion and offer
The final round covers compensation, benefits, location and joining date, followed by release of the offer letter, usually within one to two weeks.
Digit Insurance interview rounds
Digit Insurance typically conducts three to five rounds depending on the role and level, with technology and actuarial roles often having an extra technical round.
Round 1: Online aptitude or technical test
An online test with quantitative, reasoning and English sections for generalist roles, or coding and data questions for technology roles, usually conducted remotely and proctored.
- Quantitative aptitude and logical reasoning
- Basic insurance and finance concepts
- Coding or database questions for tech roles
Round 2: Technical or functional interview
A domain expert tests depth of knowledge relevant to underwriting, claims, actuarial science, technology or operations, typically over a video call, focusing on practical, day-to-day scenarios.
- Insurance product and policy knowledge
- Claims process and risk assessment scenarios
- Role-specific tools and systems used
Round 3: Hiring manager round
The hiring manager focuses on ownership, analytical thinking and customer-centric decision making expected in a digital-first insurer, and how the candidate collaborates with other teams.
- Handling a difficult customer claim scenario
- Data-driven decision-making example
- Working across underwriting and technology teams
Round 4: HR round
A closing discussion on compensation, benefits, location and joining timelines before the offer is extended, along with any questions the candidate has about the role.
- Salary and benefits expectations
- Notice period and joining date
- Long-term career interest in insurance
Digit Insurance salaries
| Designation | Average salary |
|---|---|
Branch / Area Manager Experience: 6 - 10 years yrs |
₹ 17 Lakhs /year Typical range â‚ą12 L – â‚ą22 L/yr |
Credit / Risk Analyst Experience: 2 - 5 years yrs |
₹ 10.5 Lakhs /year Typical range â‚ą7 L – â‚ą14 L/yr |
Assistant Manager Experience: 2 - 5 years yrs |
₹ 8.5 Lakhs /year Typical range â‚ą6 L – â‚ą11 L/yr |
Relationship Manager Experience: 1 - 4 years yrs |
₹ 6 Lakhs /year Typical range â‚ą4 L – â‚ą8 L/yr |
Figures are estimates based on typical market ranges for this role and sector, not company-published pay. Actual offers vary by location, skills and negotiation.
Digit Insurance interview questions
Question banks most relevant to roles at Digit Insurance, with model answers.
Digit Insurance interview FAQs
Q1How many rounds are there in Digit Insurance's interview process?
Digit Insurance typically has three to five rounds: an online aptitude or technical test, one or two functional interviews, a hiring manager round, and a final HR discussion, with the exact number depending on the role and seniority.
Q2How long does Digit Insurance take to complete its hiring process?
Most candidates complete the process within two to three weeks, from the initial online test through to the offer, though senior or specialised roles may take slightly longer due to additional stakeholder interviews.
Q3Why do you want to work at Digit Insurance?
Focus on Digit's digital-first, customer-friendly approach to insurance, mention specific products or initiatives you find interesting, and connect your own skills in technology, data or customer service to how the company operates.
Q4How would you handle a customer unhappy with a claim decision?
Describe listening carefully to understand the concern, explaining the claim decision clearly and empathetically with reference to policy terms, and escalating fairly if the customer remains dissatisfied, while keeping the interaction solution-focused.
Q5Describe a time you used data to make a decision.
Structure your answer around a specific situation, the data you analysed, the action you took based on it, and the measurable result, showing how data-driven thinking is central to how digital insurers like Digit operate.
Q6What is the typical salary range and eligibility for roles at Digit Insurance?
Roles typically require a relevant degree in engineering, commerce, actuarial science or related fields depending on the function, with compensation structured as fixed pay plus performance incentives; exact bands vary by role and location.
Quick facts about Digit Insurance
- How many people work at Digit Insurance?
- Digit Insurance employs approximately 1001-5000 employees. Headcount figures move over time and are indicative.
- Is Digit Insurance a public or private company?
- Ownership: Private.
- Who is the CEO of Digit Insurance?
- As recorded on this profile, Kamesh Goyal leads Digit Insurance. Leadership can change - check the company's own site for the current position holder.
- What does Digit Insurance do?
- Digit Insurance operates in General Insurance.
127 open jobs at Digit Insurance
Apply on Jobaaj, and use this guide to prepare before your first round.
Log in with Google
Log in with LinkedIn
