Reliance General Insurance
Reliance General Insurance interview process for underwriting, claims, sales and ops roles: online test, technical round, HR discussion and common questions.
- 92 open jobs
- 2000 founded
- Approx. 7,300 employees in India
- Mumbai headquarters
About Reliance General Insurance
Reliance General Insurance Company Limited is an Indian private general insurer incorporated in August 2000 and headquartered in Goregaon, Mumbai. It underwrites motor, health, travel, home and commercial insurance and has long been one of the larger private non-life insurers in the country, serving customers through branches, agents, brokers and digital channels across India.
Following the resolution of its former parent Reliance Capital, the business passed to the Hinduja Group and was renamed IndusInd General Insurance Company Limited in 2025, though many job postings and internal teams still carry the earlier identity during the transition. The company employs thousands of people in underwriting, claims processing, motor and health operations, sales, actuarial, IT and customer service.
Freshers typically join as management trainees or in claims and underwriting support roles, while experienced hires come from other insurers, banks and NBFCs. The company values numerical ability, attention to regulatory detail, customer orientation and comfort working within IRDAI compliance frameworks.
Reliance General Insurance hiring process
Hiring at Reliance General Insurance runs through the central talent acquisition team along with the concerned functional or branch head. The full process typically takes two to four weeks.
1. Application and resume screening
Apply through the company careers page, a job portal such as Jobaaj, or a campus placement drive. Recruiters shortlist based on educational background, relevant insurance or BFSI experience, and the specific role such as underwriting, claims or sales.
2. Online assessment
Freshers and entry-level candidates usually take a short online test covering numerical ability, logical reasoning and basic English. Roles in actuarial or data analytics may include a short technical or case-based exercise.
3. Functional or technical interview
A departmental manager assesses domain knowledge relevant to the role, such as motor claims workflow, health underwriting norms or sales targets, along with problem-solving on realistic scenarios.
4. HR interview
HR discusses background, compensation expectations, location preference and notice period, and evaluates communication and cultural fit for a regulated, customer-facing business.
5. Offer and onboarding
Selected candidates go through document verification and a background check before receiving a formal offer, followed by induction covering insurance regulations, products and internal systems.
Reliance General Insurance interview rounds
The exact number of rounds varies by function, but most candidates go through the following stages.
Round 1: Online aptitude and English test
A 30 to 45 minute online test used mainly for freshers and entry-level sales or operations roles, covering quantitative aptitude, reasoning and written English.
- Basic percentages, ratios and simple interest problems
- Logical reasoning and data interpretation
- Reading comprehension and grammar
Round 2: Functional or technical interview
A 30 to 40 minute discussion with a department manager focused on the specific role.
- How motor own-damage and third-party claims are assessed
- Health insurance underwriting factors and exclusions
- Handling a customer dispute over a rejected claim
- Sales targets and how you would build an agent or broker network
Round 3: Senior manager or department head round
A 20 to 30 minute round for confirmed shortlists, focused on judgement and ownership.
- A time you improved a process or turnaround time
- Working under regulatory and audit requirements
- Handling pressure during high claim volumes, such as after a flood or accident spike
Round 4: HR round
A closing 15 to 20 minute discussion on offer terms, joining timeline and documentation.
- Expected CTC and current compensation
- Willingness to work at a specific branch or city
- Long-term career interest in insurance
Reliance General Insurance salaries
| Designation | Average salary |
|---|---|
Branch / Area Manager Experience: 6 - 10 years yrs |
₹ 17 Lakhs /year Typical range â‚ą12 L – â‚ą22 L/yr |
Credit / Risk Analyst Experience: 2 - 5 years yrs |
₹ 10.5 Lakhs /year Typical range â‚ą7 L – â‚ą14 L/yr |
Assistant Manager Experience: 2 - 5 years yrs |
₹ 8.5 Lakhs /year Typical range â‚ą6 L – â‚ą11 L/yr |
Relationship Manager Experience: 1 - 4 years yrs |
₹ 6 Lakhs /year Typical range â‚ą4 L – â‚ą8 L/yr |
Figures are estimates based on typical market ranges for this role and sector, not company-published pay. Actual offers vary by location, skills and negotiation.
Reliance General Insurance interview questions
Question banks most relevant to roles at Reliance General Insurance, with model answers.
Reliance General Insurance interview FAQs
Q1How many rounds are there in the Reliance General Insurance interview process?
Typically three to four rounds: an online aptitude test for freshers, a functional or technical interview with the department manager, sometimes a senior manager round, and a closing HR interview covering compensation and joining details.
Q2How difficult is the Reliance General Insurance interview?
Moderate overall. The aptitude test is manageable with basic quant and reasoning practice, and technical rounds focus on practical understanding of insurance products, claims and customer handling rather than deep actuarial theory, so candidates who read up on general insurance basics do well.
Q3How would you handle a customer whose claim has been rejected?
Explain that you would listen fully, clearly walk the customer through the policy terms and reason for rejection, check whether any documentation gap can still be resolved, and escalate genuine grievances through the proper internal process while staying empathetic and professional throughout.
Q4What factors affect motor insurance premium calculation?
Mention vehicle type, engine capacity, age of the vehicle, geographical zone, no-claim bonus, add-on covers such as zero depreciation, and the insured declared value, along with how these combine with IRDAI-mandated third-party rates to arrive at the final premium.
Q5Why do you want to work at Reliance General Insurance?
Point to its scale as a long-established private general insurer, its wide product range across motor, health and commercial lines, structured training for freshers, and genuine interest in a stable, regulated industry with clear growth paths into underwriting, claims or actuarial specialisation.
Q6What is the typical salary and eligibility for entry-level roles?
Entry-level underwriting, claims and operations roles typically go to graduates, with sales roles open to candidates with strong communication skills, and packages benchmarked against other private general insurers. Exact bands depend on role, city and prior BFSI exposure, so check the specific posting for details.
Quick facts about Reliance General Insurance
- How many people work at Reliance General Insurance?
- Reliance General Insurance employs approximately Approx. 7,300. Headcount figures move over time and are indicative.
- Is Reliance General Insurance a public or private company?
- Ownership: Hinduja group; renamed IndusInd General Insurance in 2025.
- Who is the CEO of Reliance General Insurance?
- As recorded on this profile, Rakesh Jain (Executive Director & CEO) leads Reliance General Insurance. Leadership can change - check the company's own site for the current position holder.
- What does Reliance General Insurance do?
- Reliance General Insurance operates in Insurance.
92 open jobs at Reliance General Insurance
Apply on Jobaaj, and use this guide to prepare before your first round.
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