SBI Life Insurance Co. Ltd.

1. Online application and resume screening

Candidates apply through Jobaaj, the SBI Life careers page, or campus drives, and profiles are shortlisted based on educational background and relevant insurance, banking, or sales experience, along with communication skills for customer-facing roles.

2. Online aptitude test

Shortlisted candidates typically take an online assessment covering quantitative aptitude, reasoning, English, and basic insurance or financial awareness, usually conducted remotely within a fixed time window.

3. Group discussion (select roles)

For some campus and management trainee drives, a group discussion on an insurance or economy-related topic assesses communication, teamwork, and analytical thinking under time pressure.

4. Technical or functional interview

A panel from the relevant department, such as sales, underwriting, or operations, evaluates domain knowledge and past experience through scenario-based questions, including how candidates would explain products to customers.

5. Managerial round

A senior manager assesses target orientation, problem-solving, and fit with the team, especially for sales and distribution roles, often discussing past achievements against sales or service goals.

6. HR interview and offer

The final HR round covers compensation, location, and joining timelines, followed by document verification, background checks, and an offer letter with onboarding into SBI Life's induction programme.

SBI Life's interview process typically involves three to five rounds depending on the role and business unit, with sales and distribution roles usually going through additional target-focused discussions.

Round 1: Online assessment

A timed test, typically 45-60 minutes, covers quantitative aptitude, reasoning, English, and basic insurance concepts relevant to day-to-day policy and premium calculations.

• Percentages, interest calculations, and data interpretation
• Basic insurance terms such as premium, sum assured, and claim ratio

Round 2: Group discussion (select drives)

For campus batches, a group discussion evaluates communication and structured thinking on an insurance or financial topic, along with the ability to listen and build on others' points.

• Importance of life insurance for Indian households
• Digital transformation in insurance distribution

Round 3: Technical or functional interview

A 30-45 minute round with a departmental manager tests domain knowledge relevant to sales, underwriting, or operations, and may include a short role-play for customer-facing positions.

• Explaining the difference between term and endowment plans
• Handling a policy lapse or premium payment issue

Round 4: Managerial round

A senior manager assesses target achievement, ownership, and cultural fit, often through past-performance-based questions and discussion of how targets were met under pressure.

• Describe how you have met a challenging sales target
• Handling an unhappy policyholder

Round 5: HR interview

The final round covers compensation, location preference, and joining formalities, along with a brief overview of incentive structures for sales roles.

• Salary expectations and notice period
• Willingness to work in a specific branch or region