Acko

1. Application

Apply through the Acko careers page, a job portal or an employee referral. Engineering and product roles are also sourced from LinkedIn outreach and hackathons.

2. Resume screening

Recruiters shortlist based on relevant skills for the role, such as coding experience for engineering, analytical skills for underwriting or data roles, and communication ability for claims and operations roles.

3. Online assessment

Technology candidates typically take a coding test covering data structures and problem solving. Business, analytics and operations candidates may get a case-style or aptitude assessment instead.

4. Technical or functional interviews

One or two rounds of 45 to 60 minutes with engineers or team leads, covering coding and system design for tech roles, or domain scenarios such as claims handling and risk assessment for business roles.

5. Hiring manager round

A discussion with the hiring manager on past projects, problem-solving approach and how you would operate in a fast-moving, data-driven startup environment.

6. HR discussion and offer

HR confirms compensation, team, and joining timeline. Offers are typically shared within one to two weeks, followed by document checks before joining.

Acko's rounds vary a little by function but generally combine an assessment with a small number of focused interviews, which is typical of a fast-growing insurtech that prizes speed without cutting corners on quality of hiring.

Round 1: Online assessment

Taken remotely, this stage covers coding and data structures for engineering roles, or a quantitative and case-style test for business and analytics roles, giving Acko an early read on raw problem-solving ability before committing interviewer time.

• Arrays, strings and basic algorithms
• SQL queries and data interpretation
• Insurance and risk-related reasoning problems
• Basic probability applied to a pricing scenario

Round 2: Technical or domain interview

Conducted with an engineer or domain expert, this round goes deep into coding, system design, or claims and underwriting concepts depending on the role, and often includes a whiteboard-style discussion of how you would build or improve a specific feature.

• Designing a simple claims-processing flow
• SQL joins and query optimisation
• Basics of motor or health insurance underwriting
• Handling edge cases in an automated approval system

Round 3: Hiring manager round

This conversation focuses on your resume, ownership shown on past projects, and how you handle ambiguity and fast-changing priorities, since Acko's teams operate with a fair amount of autonomy and limited hand-holding.

• Describe a time you owned a project end-to-end
• How you would improve the claims experience for customers

Round 4: HR and final round

A closing conversation on compensation, team fit and joining date rounds off the process, with HR also outlining benefits and how performance reviews work at Acko.

• Why Acko and why insurtech as an industry
• Comfort with a fast-paced, evolving work environment