Navi
Read about Navi interview process, rounds, and FAQs to prepare for tech, product, and lending roles at this Bengaluru-based fintech.
- 181 open jobs
- 2018 founded
- Bengaluru headquarters
About Navi
Navi is a Bengaluru-based financial services company on a mission to make financial products simple, accessible, and affordable for millions of Indians. The company offers personal loans, home loans, health insurance, and mutual funds through a mobile-first, technology-driven platform designed for quick, paperless customer journeys.
With thousands of employees across engineering, product, credit, and operations, Navi has scaled rapidly since its founding as one of India's newer fintech players, competing with both traditional lenders and other digital-first financial companies. The company continues to invest in technology and data-driven underwriting to widen access to credit and insurance.
Navi looks for hires who are comfortable in a fast-paced startup environment, curious about building simple financial products at scale, and strong in either technology, data, or credit and risk skills. The company hires both fresh graduates and experienced professionals across its engineering and business functions.
Navi hiring process
1. Online application
Candidates apply through Navi's careers page, LinkedIn, or referrals, with resumes screened for relevant experience in technology, product, or financial services. Startup or fintech experience is often viewed positively at this stage.
2. Recruiter screening call
A recruiter discusses your background, motivation for joining a fintech, and expectations around compensation and role fit within the team. Comfort with ambiguity and fast decision-making is explored early.
3. Technical or skills assessment
Engineering and data roles typically involve an online coding test, while credit and business roles may include a case-based assessment. This stage is usually scheduled within a few days of the screening call.
4. Technical or functional interview rounds
One or more rounds with engineers, product managers, or credit specialists dig into problem-solving ability, past projects, and domain knowledge. Interviewers often use real product scenarios from Navi's lending or insurance business.
5. Hiring manager interview
The hiring manager evaluates ownership, judgement in ambiguous situations, and alignment with Navi's fast-paced, product-first culture. This round often decides overall fit before moving to leadership.
6. Final round and offer
A leadership or culture-fit conversation closes the process, followed by compensation discussion and the offer letter. Background checks are typically completed once the offer is accepted.
Navi interview rounds
Navi typically runs three to five rounds depending on whether the role is in engineering, product, or credit and business functions.
Round 1: Recruiter screening call
A short call to understand your background, current role, and interest in working at a fast-growing digital-first financial services company.
- Why fintech and why Navi
- Comfort with a fast-paced, ambiguous work environment
Round 2: Online coding or skills test
Engineering candidates typically solve data structure and algorithm problems, while business and credit candidates may face a case-style analytical exercise.
- Array and string manipulation problems
- System design basics for experienced engineers
- Case exercise on evaluating a loan applicant's risk
Round 3: Technical or functional interview
One or more interviewers assess depth in your domain, whether coding, product thinking, or credit underwriting, through real scenarios and past project discussions.
- Designing a feature for a lending app
- Debugging a production issue under time pressure
- Assessing risk for a thin-file credit applicant
Round 4: Hiring manager round
The hiring manager checks ownership mindset, communication, and fit with Navi's culture of fast decision-making and simple product design.
- Describe a time you owned a project end to end
- How you would simplify a complex financial product
Navi salaries
| Designation | Average salary |
|---|---|
Branch / Area Manager Experience: 6 - 10 years yrs |
₹ 17 Lakhs /year Typical range â‚ą12 L – â‚ą22 L/yr |
Credit / Risk Analyst Experience: 2 - 5 years yrs |
₹ 10.5 Lakhs /year Typical range â‚ą7 L – â‚ą14 L/yr |
Assistant Manager Experience: 2 - 5 years yrs |
₹ 8.5 Lakhs /year Typical range â‚ą6 L – â‚ą11 L/yr |
Relationship Manager Experience: 1 - 4 years yrs |
₹ 6 Lakhs /year Typical range â‚ą4 L – â‚ą8 L/yr |
Figures are estimates based on typical market ranges for this role and sector, not company-published pay. Actual offers vary by location, skills and negotiation.
Navi interview questions
Question banks most relevant to roles at Navi, with model answers.
Navi interview FAQs
Q1How many rounds does the Navi interview process have?
Navi typically has three to five rounds: a recruiter screening call, an online coding or skills test, one or two technical or functional interviews, and a hiring manager round before the final offer discussion.
Q2How long does the Navi hiring process take?
The process generally takes about two to three weeks for most roles, though it can move faster for urgent hiring needs and take longer for senior engineering or leadership positions with multiple panels.
Q3Why do you want to work at Navi?
A strong answer highlights your interest in building simple, accessible financial products at scale, Navi's fast growth as a digital-first fintech, and your enthusiasm for working in a startup environment that moves quickly and values ownership.
Q4How would you design a simple lending product for first-time borrowers?
A good answer covers understanding the borrower's needs, keeping the application process short and mobile-friendly, using alternative data for underwriting where traditional credit history is limited, and building in clear, transparent communication about repayment terms.
Q5What technical skills does Navi look for in engineering roles?
Navi typically looks for strong fundamentals in data structures and algorithms, experience with backend or mobile development relevant to the role, familiarity with scalable system design, and comfort working in a fast-iterating product environment.
Q6What is the typical eligibility and pay for freshers at Navi?
Entry-level engineering and business roles typically require a relevant degree and strong problem-solving skills, with compensation depending on role, skill level, and location; exact bands are discussed during the interview process rather than published upfront.
Quick facts about Navi
- How many people work at Navi?
- Navi employs approximately 5,001-10,000. Headcount figures move over time and are indicative.
- Is Navi a public or private company?
- Ownership: Privately Held.
- Who founded Navi?
- Navi was founded by Sachin Bansal, Ankit Agarwal.
- Who is the CEO of Navi?
- As recorded on this profile, Sachin Bansal leads Navi. Leadership can change - check the company's own site for the current position holder.
181 open jobs at Navi
Apply on Jobaaj, and use this guide to prepare before your first round.
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